criminy

Is criminy a word?  Hmm.  Anyway, it has been crazy busy.  Work.  Kids.  School (their's not mine . . . thank God, I am done with that, although the idea of getting a Ph.d is attractive . . . then I could be Dr. Mom).  I think I should probably pay off my student loans from the Masters first.

Good news.  Dave has a job in a public school which pays more than in the parochial school where he was previously.  Plus, he is out from under the thumb of the . . . well, you know.  It does pay better but he is starting over again.  On the upside, I can get him and the kids off of my health program and onto his, which will save me a bundle.  I have to stay on mine because his has a spousal exclusion clause.  But, right now I am paying $575/month for our medical premium and mine will be reduced to $200/month unless I change plans.  I could get it down to $90/month by changing plans.  His for the family is $30/month and includes eye and basic dental.  Plus, his out of pockets expenses are substantially lower than mine ($5/$10 for one month at a pharmacy and $15/$30 for three months through mail in service).  My pharmacy is $35/$70 for mail in.  Plus he can get additional life insurance for a couple of bucks per month through age 70. 

Anyway, the whole thing is really a grand thing and I have to say we are lucky and blessed!